Articles for Lucien A. Morin, II

As pointed out in my December 2023 article, effective March 20, 2024, sellers of residential property are required to disclose whether the home is in a Federal Emergency Management (“FEMA”)…

The Small Business Administration (“SBA”) is a federal agency that guarantees or originates certain business loans. Generally, the SBA insures business loans made by a local lender at up to 85% of…

For only the second time in its 21 year history, the New York statutory form Property Condition Disclosure Statement (commonly referred as PCDS) pursuant to Real Property Law Article 14…